What is the down payment ratio of the first suite in Yinchuan, and what proportion must be paid when choosing a loan to buy a house? According to the national requirements, the standards published in 2006 are currently implemented, and the down payment is required to be 30% of the total house price and 60% of the total house price for the second suite. In addition, the purchase of self-occupied housing with a construction area of 90 square meters or less in Xing Tao is still subject to a down payment ratio of 20%.

Relevant regulations on down payment for the first suite: As we all know, every city has special policies, and banks or provident fund loan centers can be consulted, and some cities are restricted from purchasing; The calculation method of down payment for married couples is different. For example, for a house with a total price of 6.5438+0 million, both husband and wife can borrow 500,000 yuan, and the remaining 500,000 houses need a down payment.

If you have enough, but not enough to pay the full amount, then you can appropriately increase the down payment ratio, which will save a lot of interest; The down payment is very risky. In fact, it is the developer who helps the buyers to pay the down payment, and it is suspected of fraudulent loans. After being found out, it will be endless. It is understood that Beijing, Shanghai, Guangzhou and Shenzhen have implemented purchase restrictions.