The loan amount of the second home loan is much lower than that of the first home loan. The first home borrower can borrow up to 70%, and the second home borrower can only borrow up to 30%. The specific loan amount shall be subject to the regional regulations.

2. The loan interest rate is different.

The loan interest rate of the second home loan is much higher than that of the first home loan.

3. The difficulty of the loan is different.

Of course, the second home loan is much more difficult than the first home loan, especially when the funds are tight, it is often difficult to apply for a second home loan.