Not long ago, Ms. Cheng, a resident of Sichuan, posted a message on the social platform that there were two loan records totaling 6.5438+0.2 million yuan in the personal credit report of Shanghai Pudong Development Bank. Ms. Cheng said that she had no knowledge of this 6.5438+0.2 million yuan. Subsequently, Shanghai Pudong Development Bank responded that Chengdu Branch issued personal business loans to Ms. Cheng on 20 1 1 and 20 12, and the application materials were complete. The last loan principal and interest have been fully settled on 20 13. The user of the loan fund is an electric smelting company in Wenchuan, and Ms. Cheng is one of the shareholders of the company. Shanghai Pudong Development Bank also stated that the appraisal opinion issued by the judicial appraisal agency showed that the signature handwriting on the loan application and other materials was consistent with the original signature handwriting of the objection application submitted by Ms. Cheng in Chengdu Branch. In this regard, Ms. Cheng said that she did not cooperate with Shanghai Pudong Development Bank to do handwriting identification, and she did not know how Shanghai Pudong Development Bank did it. And this120,000 is not a small sum, and Ms. Cheng does not have such a large cash flow. At present, it is very likely that it is a bank problem.

Ms. Cheng signed this loan record without knowing it. In the past, many banks have had similar cases, sometimes using blank paper to trick each other into signing their names and then being discovered. It is also possible that Ms. Cheng completely forgot about it. Although this possibility exists, it is unlikely. Another possibility is that some people imitate Ms. Cheng's handwriting, and others will imitate it very much. However, if it is imitation, maybe handwriting identification can identify it. Of course, if the identification is wrong or illegal. There are identification problems, and accurate identification is needed. However, if the identification is wrong, it may be that there are problems in other related aspects. No matter who is lying, I don't think it should be judged by handwriting identification, ID card, household registration book and so on. Because these may be used for fraud. So, it can't be completely decided by those. It should be to find evidence that can better understand the truth in other ways.

The relevant financial person in charge of the involved enterprise Wenchuan Shun Power Generation Smelting Co., Ltd. said that Ms. Cheng knew about the loan and they went to the bank together. Therefore, both sides hold their own words. Soon after, Shun Power Generation Smelting Co., Ltd., the company involved, issued a public statement "strongly condemning the false statements of Cheng and Yang Yuandong". According to the document, after verification by the company and shareholders, Cheng knew about two loans of 6 million yuan, which is inconsistent with the statement that Cheng and his son broke the news to the media that they were completely unaware. Cheng's situation does not belong to the situation of being borrowed by the media. Cheng maliciously lied that he was being loaned, and the purpose was to ask us for illegal benefits through this means. In this case, there are obvious loopholes in the bank's loan business.