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I only have a housing contract in Yueqing, but no real estate license. Can I get a loan?
(China Merchants Bank) Housing loans require clear property rights. If the real estate does not have the conditions to handle the real estate license, the mortgage loan will not be supported for the time being.

If you have the conditions to apply for the real estate license, but it has not been completed, and there is no property right dispute that affects the handling or transaction, you can apply for a loan.