; ? Many friends left the campus before 18 years old and entered the society to take part in work. It is inevitable that you will encounter lack of money in daily life, and then you will think of applying for a loan. So, is there a WeChat loan platform for 17 years? This is definitely not available, but after reaching 18, you can try the following platforms.

1, borrowed by ants

Ant Financial's consumer credit loan product has a maximum amount of 300,000 yuan and the longest service life of 12 months. The daily interest rate is between, the better the qualification, the lower the interest rate. 17 years old cannot apply. Must be at least 18 years old, and must have an Alipay account with a sesame score of 600 or more.

2.baidu has money to spend.

Baidu Finance's consumer loan products can be borrowed by credit without mortgage guarantee. The amount is between 500,000 and 200,000 yuan, and the service period is 1-24 months. If it is an online application with the lowest daily interest rate, it will be received on the same day, within 3 minutes at the earliest. Similarly, people aged 17 are not allowed to apply for the exam, and they are required to be between 18-55 years old and have their second-generation ID card.

3.JD.COM gold bars

Jingdong financial credit loan products, the maximum amount is 200,000 yuan, and the longest can be divided into 12 periods. People with the lowest daily interest rate can't apply either. At least 18, with good credit, is a user of JD.COM Mall, and needs a comprehensive system evaluation before it can be opened.

Step 4 Pay at will

Pure credit loan products of Suning Consumer Finance Company, with a maximum amount of 200,000 and a maximum repayment of 60 installments. Similarly, people aged 17 cannot apply, and they are required to be between 18-55 years old, have a stable income source and have no bad credit record.

18-year-old software can borrow such a large amount!

; ? In society, many 18 people have left school and started to make a living by themselves. For these young people, it is inevitable that there will be times when they need loans. A group of 18 friends are looking for easy loan software. Today, I will introduce five kinds of software that are easy to get loans for 18 years old.

I. 360 IOUs

The loan amount of 360 IOUs is less than 300,000, and the daily interest rate is so low that the borrower can get the loan amount in 5 minutes at the earliest, and the withdrawal will arrive immediately. The repayment method is free. Repayment can be made in advance or automatically on the repayment date, and the loan can be continued after repayment.

Second, Xinyi Loan Microfinance

The maximum loan amount of Xinyi micro-loan is 20,000 yuan, and there is no need for guarantee or mortgage. Lending speed is very high, usually 15 minutes or so. Xinyi micro-loan will check the credit information during the audit process and determine the loan amount according to the personal credit qualification. It is a kind of micro-credit loan with simple application, fast payment and ultra-low threshold, which can quickly solve the problem of personal funds.

Third, all easy loans.

The loan amount of Iman Loan starts from 500 yuan, with a maximum of 50,000 yuan. Users are 18-55 years old, registered users of Baidu with stable jobs and good credit. The interest rate depends on everyone's specific situation, and the daily interest rate is between 20,000 and 1 10,000. The better the personal credit, the higher the account credit, and the lower the interest rate.

Fourth, financing immediately.

Instant finance is a loan software with a consumer finance license, and the security level should not be too great. The software can provide you with various loan modes such as instant loan and instant installment to meet the loan needs of different groups of people.

Verb (abbreviation for verb) Yin Bao Finance

Yin Bao Finance is also a good loan software, because it not only has a banking background, but also has a consumer finance license. Yin Bao Finance is a special software for credit card repayment, with a credit limit of less than 50,000 yuan and a service life of less than 12 months.

What loan software can college students apply for?

1, borrowed by ants.

Ant borrowing is a loan service launched by Alipay. At present, the application threshold is sesame score of 600 or above. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. It is very suitable for college students who often use Alipay. The loan has a long repayment period of 12 months, and the expected annualized interest rate on the loan day is 0.04%, which is also aimed at young people.

2.JD.COM gold bars.

For college students who often spend money on shopping, JD.COM Gold Bar is the most cost-effective loan for 20 17 college students. As the purpose of college students' loans is mainly consumption, JD.COM Gold Bar, as an upgraded version of JD.COM White Bar, is very attractive in meeting college students' consumption and purchase. Applicants can apply for JD.COM gold bars as long as they have passed JD.COM white bars and have a good consumption record of JD.COM white bars, which is very simple for college students.

3. The water image is divided into stages.

Water elephant installment is a small short-term loan software. At present, Water Elephant focuses on the youth market by stages with its flexible loan model. The loan amount is relatively small, ranging from 500 to 5000, without any guarantee or mortgage, and the loan speed is strong and the operation is simple and convenient. In terms of repayment, there are many options for installment repayment, which is very suitable for college students with unstable income.

4. Microfinance.

Micro-loan is a product of Tencent's Weizhong Bank. This product is positioned as an Internet micro-credit product, with a loan amount of less than 200,000 yuan and a loan interest rate lower than that of ordinary credit cards.

Extended data

Pay attention to college students' application for loans

1, control the number of applications.

Wrong way: In order to improve the speed and speed of the next payment, we often apply for more than a dozen online loans at a time.

In fact, this method is wrong. On the one hand, it will cause a lot of unnecessary online loan backlog. On the other hand, more online loan applications will also have an impact on reputation.

The method is to find several safe and reliable word-of-mouth products, search the relevant information by yourself, check the application conditions, and then choose the application of 1~2. If the approval fails, analyze and summarize first and then apply for a loan on the next platform.

2. Analyze the reasons for rejection.

If the loan is rejected, you must analyze the reasons for your rejection. Everyone has different qualifications.

Choose a loan platform that meets your own qualifications and improve the approval rate.

3. Choose loan products

It is very important to choose loan products. Some users like to find platforms, thinking that such platform risk control will be relatively loose. In fact, many platforms will refer to the applicant's third-party credit rating or the level of other accounts to evaluate the borrower's credit status, so as to decide whether to lend.