The repayment amount can be directly credited to the card on the repayment date. When a customer handles loan business in ICBC, the bank will handle a bank card for him, and the customer will repay the loan through this card. The customer can complete the repayment by directly crediting the repayment amount into the card on the repayment date. Bank loan refers to an economic behavior that banks lend funds to people in need of funds at a certain interest rate according to national policies and return them within the agreed time limit.