1. Will withdrawing provident funds affect unemployment benefits?
Legal analysis: Withdrawing provident funds will not affect unemployment benefits.
Legal basis: Article 24 of the "Housing Provident Fund Management Regulations" 1. Purchasing, constructing, renovating or overhauling self-occupied housing; where "purchase" refers to the employee buying the house and owning the purchased house. The ownership of housing can be public housing, commercial housing, affordable housing, second-hand housing, etc. "Construction" refers to the construction of housing by urban residents with the approval of real estate management agencies, urban planning management agencies and other departments; "renovation" refers to the complete demolition of the housing, new design, and re-construction of the housing; "Major repair" refers to the need to involve or replace the housing Some of the main components, but not all of the housing, need to be demolished.
2. Employees who retire or retire
3. Those who completely lose their ability to work and terminate the labor relationship with the unit
4. Those who leave the country to settle down
>5. Repaying the principal and interest of the house purchase loan
6. The rent exceeds the prescribed proportion of family wage income
7. The employee dies or is declared dead
2. Will withdrawing provident funds in the name of renting a house in Hangzhou affect rental subsidies?
No.
According to the new regulations, if an employee has paid and deposited the housing provident fund in full for three consecutive months, he and his spouse can withdraw the husband and wife's housing provident fund to pay rent in the city where the deposit is made.
In addition, if an employee has any of the following circumstances, he or she may apply to withdraw the balance in the housing monetary subsidy account:
1. Purchase, build, renovate or overhaul an owner-occupied home. Housing.
2. Repay the principal and interest of the house purchase loan.
3. Rent and live in.
4. Retired.
5. The employer completely terminates the labor relationship.
6. Those who leave the country to settle down.
7. The labor relationship between employees who are not registered in this city and their units is terminated.
8. Unemployed persons, men over 45 years old and women over 40 years old, and have been unemployed for more than 12 consecutive months.
9. If an employee dies or is declared to have withdrawn the balance in the employee’s housing monetary subsidy account, the above conditions do not include provident fund renting which will not affect the subsidy.
3. Will the withdrawal of provident fund affect the application for unemployment benefits?
No impact
Withdrawing provident funds has nothing to do with receiving unemployment benefits. According to Article 14 of the "Unemployment Insurance Regulations", unemployed persons who meet the following conditions can receive unemployment insurance benefits:
1. Participate in unemployment insurance in accordance with regulations, and the employer and the individual have fulfilled their payment obligations in accordance with regulations. 1 year or more;
2. Those who have interrupted their employment without their own will;
3. Those who have registered as unemployed and have job requirements.
4. Will withdrawing provident funds in the name of renting a house affect the application of unemployment benefits?
Withdrawing provident funds in the name of renting a house will not affect the application of unemployment benefits.
Unemployment insurance refers to a system that is enforced by the state through legislation and a fund is established centrally by society to provide material assistance to workers whose sources of livelihood are temporarily interrupted due to unemployment. It is an important part of the social security system and one of the main projects of social insurance.
In our country, unemployed people must meet the following requirements: their employment has been interrupted not due to their own will; they have been registered as unemployed and have job requirements; they have participated in unemployment insurance in accordance with regulations, and their employer and themselves have fulfilled their payment obligations in accordance with regulations for 1 year. Only after meeting three conditions in the year can you enjoy unemployment insurance benefits, which mainly involve the following aspects:
(1) Unemployment insurance benefits received on a monthly basis, that is: unemployment insurance agencies pay according to regulations Basic living expenses for eligible unemployed persons.
(2) Medical subsidies during the period of receiving unemployment insurance benefits, that is: subsidies paid to unemployed persons for medical expenses incurred while receiving unemployment insurance benefits.
(3) Funeral benefits for unemployed persons who die while receiving unemployment insurance benefits and pensions for supporting immediate family members of their spouses.
(4) Provide compensation to the institutions that provide vocational training and introduction to the unemployed while they are receiving unemployment insurance benefits, or to the individuals who receive vocational training and introduction, to help them re-employ.
According to the "Unemployment Insurance Regulations" (State Council Order No. 258) on the payment of unemployment insurance premiums, urban enterprises and institutions should pay unemployment insurance premiums at the rate of 2% of the unit's total wages. Employees of the unit pay unemployment insurance premiums at the rate of 1% of their wages. Farmer contract workers recruited by urban enterprises and institutions do not themselves pay unemployment insurance premiums.