When applying for a bank loan, in addition to meeting the application conditions, the applicant also needs to provide a bank account, because the bank account can prove the applicant's repayment ability, so does it have to be a bank account to apply for a loan?

Does the loan have to go to the bank?

Loans don't have to be deposited in the bank. Bank account refers to the deposit and withdrawal transaction records of bank current account. Most banks have to provide three to six months of bank salary to prove the applicant's repayment ability. If you don't have a bank account, you can apply for a loan, and you can apply for a loan by mortgage or guarantee. Of course, you can also apply for a loan online. Now many banks have online pure credit loans, and there is no need to provide bank flow.

Bank running water is only used by banks to prove the repayment ability of applicants, and can also prove economic strength through property certificates such as real estate, cars and bank deposits. As long as it is proved that the applicant has sufficient repayment ability, he can apply for a loan from the bank, and it is not necessary to provide bank running water to apply for a bank loan.