For those loan applicants whose salary is cash, having proof of income also proves their ability to repay. If there is no salary flow, will it be impossible to get a loan? In fact, this is not the case. The borrower can deposit money into the bank by himself, and with the deposit record, he can print out the self-deposit statement. So what points should you pay attention to when applying for a self-storage loan?

1. Deposit a fixed amount at a fixed time every month

The borrower must deposit a fixed amount to a fixed bank card at a fixed time. Only in this way can you prove to the bank that you have a stable income. Remember, you must deposit funds continuously for 3-6 months to prove to the bank that you have a stable ability to repay.

2. You must remember the amount you deposit each month

The borrower must communicate with the lending institution in advance the amount of money deposited to the bank on a regular basis every month. . This will give you an idea of ??the lender's requirements. This will prevent you from saving too little, which can become a negative financial statement.

3. Be sure to find the right product when using self-storage flow

For borrowers who want to use self-storage flow to apply for a loan, the first thing to note is that not all loans The products are all suitable for you. For example, some banks' unsecured loan products clearly require borrowers to provide the bank's salary statements. However, in addition to these products, third-party lending institutions such as small loan companies, online P2P platforms, and bank mortgage loan products all support lenders to provide self-deposited bank statements to apply for loans.

4. Can withdrawals and transfers be made after depositing?

Generally speaking, lending institutions will only look at the monthly income in bank statements, but you can withdraw money at any time after depositing. and transfer. Therefore, the running bills generated by your own deposits will not be affected by daily withdrawals and transfers.

For borrowers without a fixed income, self-deposit slips are a very good choice. After learning the above points, you can make better use of self-deposit slips!