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Can the house loan and down payment invoice be opened separately?
The down payment invoice and loan invoice can be separated or coexist. Usually, they are separate. Because buying a house is a down payment, the invoice will be issued immediately after the down payment, and the loan will be issued in about half a month. Actually, you have to pay a lot of taxes to buy invoices. In order to get more cash flow, developers naturally don't want to lose the money prematurely. In this way, developers will try their best to delay until the funds are sufficient, and then slowly invoice the buyers. Therefore, it often happens that you can't get the purchase invoice.

The role of invoices When we apply for real estate licenses, the housing management department will require buyers to issue purchase invoices, which is an important proof of the completion of housing transactions. Without the purchase invoice, handling the real estate license will go through many complicated procedures, because the purchase invoice is also the certificate for the developer to pay VAT. There are two ways to issue invoices: the developer issues invoices to the tax bureau and gives them to the buyer; Developers and property buyers go to the tax bureau to issue invoices.

1, the function of down payment invoice

The function of the down payment invoice is to withdraw the provident fund, which is a special fund and can only be used to buy residential commercial housing. After issuing the full purchase invoice, it can be proved that the house has been paid in full. The house belongs to the buyers, and it is also a proof of the authenticity of the house purchase. Therefore, if there is no full purchase invoice, it is impossible to withdraw the housing provident fund. Settle down Most people will consider settling down after buying a house. The purchaser shall provide the purchase contract and purchase invoice when handling the settlement. After staying in the new house, the buyer should take the purchase invoice to the police station in the jurisdiction. It will be very troublesome not to buy an invoice. The second calculation needs the price of the first transaction and this transaction, and the price of the first transaction is subject to the purchase invoice. The cost of choosing the selling price 1% is sometimes higher than 20% of the price difference. Therefore, if the buyer does not buy a house, it will be troublesome to sell the house in the future. The real estate license should also provide the purchase invoice.

2. To apply for real estate license, you need to provide:

The house registration application form, house purchase contract, full invoice of house purchase price, house plan, applicant's ID card, house deed tax payment certificate and other relevant certification materials deemed necessary for registration are authoritative. The requirements for obtaining real estate licenses are not high. If you don't have an invoice, you can also apply for a real estate license, but you have to go through many complicated procedures. Many people want to move after buying a house, but they also need to provide purchase invoices and purchase contracts when registering.

3. What is the function of the purchase invoice?

Without the purchase invoice, you cannot withdraw the provident fund. When withdrawing the housing accumulation fund, you need to purchase the full invoice, the purchase contract, the original ID card and other materials. To withdraw housing provident fund from different places, you need to submit personal rights and interests of social security. Some people here may ask why they want a complete invoice. This part explains here that because the housing provident fund is a special fund, the provident fund can only be used to buy residential commercial housing (it can also be withdrawn now). After the invoice for full purchase is issued, it can be proved that the house has been paid in full and belongs to the buyer himself. Therefore, it is impossible to withdraw the provident fund without a complete invoice. The real estate license also needs a purchase invoice. In addition to the purchase invoice, the real estate license also needs to provide the purchase invoice. First, get a general idea of what materials are needed to handle the real estate license: housing registration application form, house purchase contract, full purchase invoice, house plan, applicant's ID card, property deed tax payment certificate and other relevant materials that the registration authority deems necessary.