Point melting. Through the operation of domestic senior team, com introduced the advanced technology and management experience of LendingClub, the largest peer-to-peer lending platform in the world, and independently matched lenders and borrowers, and built an efficient, transparent, humanized and easy-to-operate online investment and financing platform to solve the most urgent loan and financing problems for domestic individuals and small and medium-sized enterprises. At the same time, Internet technology is used to achieve the lowest audit cost, split the loan share, and realize self-help lending: individuals with idle funds and individuals or enterprises with loan needs can be successfully paired online through point financing.
Borrowers apply for online loans by filling in personal information and submitting relevant materials. At present, the loan amount that can be applied for is between 2,500 yuan and 2 million yuan, and the term ranges from 3 months to 18 months. There are two repayment methods: equal principal and interest, and monthly interest payment. Investors can search and browse the loan list on Dianrong.com, and choose their own loan items and investment amount by checking the loan information verified by Dianrong.com. ..
Because Dianrong.com is a well-known lending platform on the Internet, it has done a good job in some information management. Dianrong is the only online lending platform in Shanghai that has obtained the third-level certification of national information system security protection, and will not be leaked like other informal small platforms.
Although you can submit an online loan application through point financing. Com, some loan needs still need to go to the service outlets in local cities for face-to-face review. The loan review time is generally 1-3 working days. Whether it is a personal loan or a company loan, the audit is more cautious to ensure the correctness of the application materials.