According to Aiqi's inquiry, Ping An Bank is a commercial bank approved by China Banking and Insurance Regulatory Commission and one of the listed companies supervised by China Securities Regulatory Commission. The central bank recognized this bank, because it was put on record in the industrial and commercial department of our country when it was established, and the company also handled related business in the central bank. Ping An Bank is a regular bank, the full name of which is Ping An Bank Co., Ltd., an inter-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd., and one of Chinese mainland 12 national joint-stock commercial banks. Ping An Bank Smart Loan Star is a pure credit loan product launched by Ping An Bank. It integrates bank loan products, intelligently recommends the best product solutions to customers, solves the problem of customers choosing loan products, and provides customers with one-stop service for the whole process. The products have been strictly examined and approved by China Banking Regulatory Commission, and the backstage strength of the platform is reliable, and the products are also within the scope of legal protection.