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Hainan's purchase restriction policy
According to the purchase restriction policy of commercial housing in Hainan, the purchase of commercial housing must meet the following requirements:

1, Wuzhishan, Baoting, Qiongzhong and Baisha houses are only for sale to local residents in Hainan.

2. Non-Hainan residents can only buy one suite, but they must provide proof of continuous payment of social security or personal income tax for two years.

3. A non-Hainan registered family already has a suite under its name, so it is no longer possible to buy a house.

4. The down payment of commercial loans for Hainan registered residents is not less than 40%, and that for foreign residents is not less than 70%, but three suites are not supported.

How to buy a house if foreigners don't settle in Hainan?

1. Hainan has two years of social security or individual tax, and some areas such as Haikou, Sanya and Qionghai need five years. You can buy a suite in Hainan (if you have a house in Hainan before the purchase restriction, you are not eligible to buy a house even if you meet the social security situation). In the case of no mortgage, you can make a down payment of 30%, and in the case of no mortgage (loans are networked nationwide and loans from other provinces are also counted), you can make a down payment of 70%.

2. If you have a company in Hainan and can provide a tax payment certificate, you can buy a house in Hainan, but you can pay in one lump sum.

3. Buy some commercial hotel-style apartments (many households on the first floor), or commercial and residential dual-use houses (few households), loft re-examination apartments, and so on. These are infinite sets. You can buy it at will, with a down payment of 50%, and some properties need a one-time payment.

4. The new talent policy meets the following conditions, and you can buy a house without settling down.

Those who get a public job in Hainan and work in the government, such as teachers in public schools and doctors in public hospitals, can buy a house in Hainan (limited to one set) with a down payment of 30%.

Employees who move to Hainan from headquarters outside the province or regional headquarters, such as large companies like Alibaba, need to pass the government audit. Now you can enjoy the same treatment as local residents without settling down.

Employees of comprehensive headquarters enterprises (the company doesn't need to move to Hainan) who have been put on record by the "Joint Meeting Office" come to work in Hainan and meet the talent introduction standards (talents with bachelor degree under 55 years old and talents with intermediate title under 55 years old). After May 13, they have no room and no record of buying houses, and can buy houses in Hainan.