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How to handle interest-free loans for unemployed entrepreneurs?
Prepare the documents. Documents include: employment and unemployment registration certificate issued by the labor and social security department or land-lost certificate issued by the township (street) labor and social security station or certificate of returning home to start a business;

Make an application. Put forward to the community labor security service center or township labor security station where I started my business;

Fill in the form. Fill in the application approval form for promoting employment with small secured loans (in duplicate);

Pass the preliminary examination. The labor and social security institutions shall conduct preliminary examination, and those who pass the preliminary examination shall be recommended to the guarantee institutions at or above the county level;

Pass the audit. Guarantee institutions to review the qualifications of loan objects, review their re-employment projects, sign opinions, and provide the "Review Opinions on Small Guaranteed Loan Projects for Promoting Employment";

Apply for a loan. The applicant applies for a loan from a commercial bank with the above information. Commercial banks should complete the loan investigation and review procedures within 10 working days from the date of receiving the loan application, and timely issue loans in line with the loan conditions.

Extended data

situation

1, with full capacity for civil conduct, under the age of 50;

2 has been opened, holding the industrial and commercial business license, tax registration certificate and related industry business license issued by the administrative department for Industry and Commerce; If it is still in preparation, it is necessary to provide relevant business certificates;

3, engaged in legitimate production and business activities, the project has development potential or market competitiveness, and has the ability to repay the loan principal and interest on schedule;

4, good credit, law-abiding, no bad credit and debt records, and can provide mortgage, pledge or guarantee recognized by the bank;

5. Having a fixed residence and business premises in the agency.

References:

Interest-free loans for laid-off workers to start businesses-Baidu Encyclopedia