The initial limit of ordinary credit card is the result of approval by ICBC according to your personal credit status when you apply for a card, and the limit range is flexible. Credit card car loan is a kind of consumer loan. This loan can only be used to buy a car and cannot be used for other consumption purposes. Customers who use credit cards to buy cars need to pay at least a down payment of 30% of the car price before they can use the credit card installment car service. The maximum amount of this service is 6,543,800 yuan, which meets the car purchase needs of credit card holders to the greatest extent. ?
Extended data:
Credit card use scope:
General supermarkets, electrical appliance cities, shopping malls, restaurants, hospitals, networks, telecommunications and other places can be consumed, and there are places where POS machines can be brushed.
Merchants with "UnionPay", "VISA" or "MasterCard" logos can use credit cards for credit card spending; Where can I post "UnionPay", Visa/Plus? Or ATM with MasterCard/Cirrus logo, you can withdraw cash.
In general, the credit card overdraft limit of ICBC is the same as that of ICBC. For example, the credit limit of a credit card is 10000 yuan, and the cardholder can overdraw 10000 yuan, except for cash withdrawal, because there will be a daily limit and a single limit for credit card withdrawal, and the cash withdrawal limit is less than 50% of the credit limit.
The available overdraft limit of ICBC credit card is also related to the type of card. The quota of quasi-credit card peony card is fixed as gold card 10000 yuan, ordinary card is 5000 yuan, and the quota of peony RMB credit card and peony international credit card ordinary card is 0-50000 yuan.