1, state-owned land use certificate (divided into allocation and transfer)

2, construction land planning permit

3, the construction project planning permit

4. Building permit

5. Pre-sale and current sales licenses

Generally, with pre-sale and cash sale certificates, the first four certificates should be available, which is a necessary part of handling the fifth certificate, that is to say, without the first four certificates, the fifth certificate cannot be done.

Only when the developer has a pre-sale and sale permit can he go through the mortgage formalities. In addition, you also have the commercial housing sales contract filed by the housing management department and the real estate mortgage contract and loan contract signed by the loan department (banks and other departments), and then you can go to the housing management department where your house is located to go through the mortgage formalities.

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