When I signed the mortgage contract with the bank, the interest rate column was blank, but the bank unilaterally raised the interest rate by 10% when lending money without informing me. How can I defend my rights? To tell the truth, this kind of orally agreed case, even if it can be litigated, is still very difficult under the condition of insufficient evidence. Because you only verbally agreed with a loan officer at the beginning, the bank can be said to be an employee's personal behavior, thus completely pushing. We consumers are very weak in this matter, but we can't just eat yabakui and do nothing. Why do we have to pay back so much money every month? Not January, February, twenty years.

Well, before it's too late, I'll give you some advice now:

First, try to make an appointment with the bank staff who gave you the loan at the beginning, get out of him what he promised you at that time and record it;

Second, find a professional lawyer to consult in detail about evidence collection and litigation;

Third, report to the local CBRC, contact the media for exposure if possible, and exert public pressure.

Finally, kindly remind me that if it really doesn't work, you can try to negotiate with the bank to avoid difficulties in lending in the future.

If it is useful, please adopt it ~