Materials required for applying for provident fund loans: ① Original and photocopy of ID cards and household registration books of loan applicants, spouses, co-borrower and property owners, and provident fund account number; Minors need to provide one-child certificate or birth certificate. The above-mentioned personnel must be present and carry their personal seals; Marriage certificate of the loan applicant and co-borrower: the original and photocopy of the marriage certificate or divorce certificate, and the unmarried person shall provide the unmarried certificate; (3) A down payment receipt voucher of not less than 20% of the house price; (4) The income certificates of the borrower and co-borrower shall be provided for the portfolio loan; ⑤ Original and photocopy of debit passbook supporting universal deposit and withdrawal function; ⑥ Copy of pre-sale permit or existing house production certificate for auction house; ⑦ Original pre-sale contract or existing home sales contract; (8) A copy of the business license, qualification certificate and ID card of the legal representative of the real estate developer and the collection account number of the real estate developer or agent. The process of applying for provident fund loans 1) The borrower applies to the housing fund management (sub-) center where the unit pays the housing provident fund, introduces himself and receives the materials. 2) Prepare complete written materials and submit them to the housing fund management (sub-) center for review, including verifying the loan application form, whether the house purchase behavior is legal, verifying the loan amount and duration, and determining the loan guarantee method. Loans that need to be evaluated shall be evaluated by designated evaluation agencies. 3) After passing the preliminary examination, the housing fund management center will issue an investigation notice, and the entrusted bank will investigate the borrower and guide the borrower to fill in the relevant loan contract. The contents of the investigation include: verifying the personnel whose income is guaranteed, and whether the guarantor has the qualification of guarantee. 4) After the entrusted bank passes the investigation, the entrusted bank will issue an investigation opinion and submit it to the housing fund management (sub-) center for approval. 5) After approval, the housing fund management (sub-) center will issue a notice of entrusted loan. The bank informs the borrower to go through the loan formalities. 6) After the loan contract comes into effect, the housing fund management (sub-) center will transfer the funds to the entrusted loan fund account, and then the entrusted bank will transfer the funds to the developer account. 7) The borrower shall repay the loan on time in the prescribed way. 8) If the borrower pays off the loan principal and interest, cancels the loan contract and related guarantees, and returns the relevant documents to the borrower (mortgagor or pledger) and deposits them in the housing fund management center of Zhongzhi and State Administration of Taxation, the first step is to apply to the deposit bank and go through the relevant formalities. Borrowers can also find relevant lending institutions and entrust them to help with the loan procedures, and the institutions charge agency fees. In this form, in addition to preparing materials, signing contracts and handling insurance, other procedures can generally be entrusted to an agency. For more information about the loan, you can go to /24CAet to learn, or you can evaluate and apply for the loan online. This is a formal institution, and no fees are charged before successful lending; Your 1 loan is connected with several banks, which can help you improve the loan/loan success rate and reduce your loan cost.