1, Industrial and Commercial Bank of China, with an annualized rate of 5%, Universe Bank, with fierce turnover and internal scoring system, is friendly to customers with good credit information;

2. CITIC Bank, starting from 5.8% annualized, must have a business license to handle this year's hot business mortgage lending hall;

3. Shanghai Pudong Development Bank has an annualized rate of 5.8%. Advantages: it can be used as a house with the nature of allocated land, with low requirements for housing age and credit reporting;

4. Wuxi Rural Commercial Bank/Rural Credit Cooperative, with an annualized rate of 5%, strong policy support, high interest rate flexibility and low debt requirements;

5. The Postal Savings Bank has accumulated many years in Wuxi's local "three rural" projects, and has a number of very good agricultural business loans.