The credit balance is the loan amount that the bank can give you, but it may not be fully paid to you. Within this limit, the loan can be extended, but the total amount cannot exceed the credit balance.
Second, the vip customer standard of Agricultural Bank?
Vip customers of ABC have three levels: gold card, platinum card and diamond card. Agricultural Bank of China has different vip requirements for existing customers and non-existing customers.
1 bank stock customers: if the monthly financial assets are more than 65,438+10,000 yuan, they can apply for the Agricultural Bank of China Gold Card; If the average monthly financial assets are 100 yuan or more, you can apply for the ABC Platinum Card; You can apply for a diamond card if your monthly financial assets are 5 million yuan or more.
2. Non-stock customers: if the total amount of deposits, investments and wealth management exceeds 654.38+10,000 yuan or the loan amount exceeds 200,000 yuan, they can apply for the Agricultural Bank of China Gold Card; If the total amount of deposits and wealth management exceeds 6,543,800 yuan or the total amount of loans exceeds 6,543,800 yuan, you can apply for the Platinum Card of Agricultural Bank of China; You can apply for a diamond card if the total amount of deposits exceeds 5 million yuan or the loan amount exceeds 5 million yuan.
Three. Preferential interest rate of Sichuan Agricultural Bank's stock house loan
According to the general regulations of Agricultural Bank of China
Previously, you enjoyed a 15% discount, and you can enjoy a 30% discount interest rate if you don't have two or more overdue repayment records and have a good personal credit record.
The difference is that if the loan balance is greater than 30W, the bank will give it automatically, and if it is less than 30W, you need to apply to the loan bank in person.
Go to the loan bank to apply with your ID card and loan contract.
4. What do you mean by the existing loan balance of ABC?
Hello! The balance of ABC's stock loan refers to the amount of loans that have been issued by ABC that you have not repaid. Simply put, it is the loan balance you still owe to ABC.