The school's student loan must be paid off within a certain number of years after graduation, otherwise interest will be charged. If you have a repayment account, you can transfer the money directly.

Second, how to repay the student loan after graduation?

There are two ways to repay the national student loan:

1, Alipay repays.

Students can log on to the online service system of student loans in colleges and universities of China Development Bank, and then carry out Alipay real-name authentication, and bind their personal mobile phones (convenient for mobile phone payment, mobile phone password retrieval and loan maturity reminder SMS, etc.). ) and determine the amount paid by Alipay to the bank card. After that, students need to recharge Alipay in time and check the repayment situation in time.

2. Bank repayment.

Borrowers need to bring all materials for student loans, as well as their ID cards and bank cards. After entering the bank, he will go to the staff to collect and fill out the application form, and then go to the counter to go through the repayment procedures. It should be noted that the borrower should remember to submit the repayment voucher to the relevant person in charge.

Three, the National Development Bank student loans (about early repayment).

1. The interest is calculated from September 1 of the graduation year, so you can repay the loan before September 1, after which no interest will be generated, and you only need to repay the loan amount. In addition, the National Development Bank encourages early repayment. 2. Of course, you can repay in advance. You give the money to the Student Financial Assistance Center of the County Education Bureau, and they initiate an application for early repayment in the system, and then remit the money to the China Development Bank, and the bank will complete the deduction in the system at the end of the month.

Fourth, how to repay college students' loans after graduation?

After graduating from college students' loans, they will be deposited into the repayment account before the specified repayment date, and the system will automatically deduct money from it to complete the repayment on the repayment date. Everyone needs to pay attention to:

1. When applying for a student loan, China Development Bank will generally open an exclusive Alipay account for the borrower, and the borrower will return the money to the exclusive Alipay account for the student loan after graduation.

2. The first repayment date is 65438+ February 20th of the graduation year, and the due repayment date is the date of each year thereafter, except that the last year is September 20th. Borrowing students only need to deposit their money into the account 15 five days in advance.

3. If you want to repay the loan in advance, you can run the application every June 10-June10 (except 1 10). If the application is successful, you can pay back the money before June 15, and the system will operate on the 20th of that month and deduct the money.

4. The repayment period of the student loan is academic system plus 15, and the longest repayment period is no more than 22 years. The grace period for repaying the principal is five years, that is, you can only repay the interest and not the principal in the first five years after graduation, and then repay the principal and interest after five years.

5. If the repayment is overdue, the arrears need to be returned to the account before next month 15, and the system will run batch deduction again on the 20th of next month.