Answers: A, B, C, E

When choosing a housing loan, you should first consider a housing provident fund loan. The advantages of provident fund loans include: ① The interest rate is low, and the loan amount can usually meet the loan needs of most borrowers; ② It is not restricted by second-home loans, and there is no distinction between ordinary residences and non-ordinary residences; ③ Flexible repayment methods, etc. .