According to Article 24 of the Regulations on the Management of Housing Provident Fund, employees can withdraw the storage balance in their housing provident fund accounts under any of the following circumstances: (1) purchasing, building, renovating or overhauling their own houses; (2) retirement; (three) completely lose the ability to work, and terminate the labor relationship with the unit; (4) Having left the country to settle down; (5) Repaying the principal and interest of the house purchase loan; (six) the rent exceeds the prescribed proportion of family wage income.

Part of the purchase, construction, renovation and overhaul of owner-occupied housing is extracted.

1. Purchase of commercial housing: purchase contract and sales invoice or deed tax of real estate development enterprise.

Duty-paid invoice.

2. Purchase of existing houses: purchase contract (contract or agreement) and deed tax payment invoice.

3, the purchase of public housing: sales contract (Zhangjiagang, Wuzhong District housing reform approval

Materials) and the unit housing reform houses special cash payment list.

4. Purchase of demolition resettlement houses: the demolition agreement and special expropriation issued by the demolition department.

According to the proof.

5. Construction of owner-occupied housing (renovation and overhaul): approval documents and work of urban construction planning department.

Cheng construction permit or house ownership certificate and state-owned land use certificate.