Dida Time Loan, full name of Dida Time Loan Insurance, is a personal loan guarantee insurance brand under China Dida Insurance. Its business model is "Dida time loan insurance+capital channel loan", which is used to increase the credit of policyholders' loans and enable customers to obtain bank loans. Since its establishment, Dida Time Loan Insurance has continuously optimized the product process and simplified the application materials. The whole process from submitting an application to signing an insurance agreement is generally 1-3 days. After successful insurance, customers will have the opportunity to get loans from cooperative banks, and they can lend money from cooperative banks in 30 seconds at the earliest.