The self-inspection report is somewhat similar to the audit report, but the scope is wider. Then, how to write the self-inspection report on credit reporting? Below, I have compiled a self-inspection report on corporate credit reporting for you. Welcome to read!

Enterprise credit information self-inspection report 1 according to the notice of the general office of the people's bank of China on implementing the regulations on the administration of credit information industry to implement self-inspection work; In order to implement the Provisions on the Administration of Credit Information Business, standardize the compliance of our credit information business, improve the institutionalized level of credit information business management, effectively protect the legitimate rights and interests of financial consumers, and effectively improve the service quality of credit information system, we conducted a self-examination in combination with the actual credit information business of our bank, and now we report the self-examination as follows:

1. When handling the credit investigation business, the relevant credit investigation personnel of the bank should strictly follow the provisions of the Regulations on Credit Investigation Management of the People's Bank of China, follow the principles of compliance, prudence, confidentiality and safeguarding the rights and interests of financial consumers, keep their inquiry accounts strictly confidential, and modify their passwords regularly.

Second, in the process of inquiry, according to the principle of prudence and safeguarding the rights and interests of financial consumers, the inquired person should personally sign the inquiry authorization, and make inquiries within the authorized scope according to the inquiry reasons authorized by the inquired person to ensure that there is no ultra vires inquiry or ultra vires inquiry. For each query result, the confidentiality system is implemented, which effectively protects the personal privacy of the queried person.

Third, before each inquiry, do a good job in the inquiry registration system, register the name, address, ID number, contact number and inquiry reason of the inquired person in detail, register each inquiry record one by one, and bind and keep the register book every quarter.

4. At present, the inquired person of our bank is the borrower, and the inquiry report of those who meet the loan conditions is kept as loan information. For those who do not meet the loan conditions, we will keep the inquiry report in a special folder, and the inquirers will never disclose their information to the public to ensure that their inquiry information will not be leaked and their personal reputation will be affected.

5. Make a comprehensive evaluation of customers based on the principles of comprehensiveness, objectivity and rationality. Credit information is for reference only. We can't simply use the credit information system correctly and carry out credit information business in compliance on the grounds that there are negative data in the credit information system of individuals and units.

Intransitive verbs are used to inquire about the post-loan management of individual borrowers. In strict accordance with the authorization system of the supervisor, every personal credit inquiry that needs post-loan inspection is handled according to the principle of "registration authorization first, then inquiry".

Self-inspection Report on Enterprise Credit Information 2 This year's credit information management work is guided by the Measures for the Assessment and Appraisal of Credit Information Management of xx Central Branch of the People's Bank of China, and all work is carried out in combination with the actual situation of our city. The relevant information is hereby notified as follows:

First, personal credit evaluation criteria

On February 8th, 1 and 1, the personal credit data of non-farmers in rural (urban) credit cooperatives in qitaihe city were successfully reported to the basic database of personal credit information, which can ensure that the existing credit business will continue to be entered and reported at the end of this year. This evaluation is worth 8 points;

2. The bank's provident fund account information has been successfully submitted to the basic database of personal credit information. In addition, in terms of communication with the government, the "Implementation Plan for the Construction of Credit Information System in qitaihe city" was formulated, which was recognized by the Propaganda Department of the Municipal Party Committee. Actively coordinating various credit reporting functional departments is conducive to promoting the early realization of the credit reporting construction system in our city. This assessment is deserved 12 points;

3. Forwarding the Interim Measures for the Management of Basic Database of Personal Credit Information (Order No.3 of the People's Bank of China), all financial institutions are required to organize relevant personnel to study hard, implement the spirit of the document, establish and improve the internal control system of inquiry and the management system of graded user authorization, and put relevant systems on record in the People's Bank of China. The evaluation value is 2 points;

4. Regarding the inquiry of personal credit information system, we require all financial institutions to implement the spirit of Order No.3 of the People's Bank of China, strictly implement the hierarchical user authorization system, and add relevant inquiry clauses in loan contracts or credit card approval materials. The evaluation value is 2 points;

5. At present, no citizen in the jurisdiction has filed an objection application with the credit management department. In daily work, the People's Bank of China has learned to provide such business training to financial institutions, requiring credit business personnel to master the objection handling process skillfully. This assessment is worth 3 points;

6. With regard to daily newspapers, the Bank has always paid attention to the timeliness, accuracy and completeness of submitted materials, and put an end to late reporting and omission. This evaluation is worth 5 points.

Two, the bank credit registration consulting system assessment criteria

1. In the operation of issuing loan cards, the relevant requirements of the Administrative Measures for Bank Credit Registration and Consultation (Provisional) are strictly implemented, and the basic information and financial indicators of borrowers (guarantors) are timely and accurately entered, and there are no errors in the loan information issued. In this year's centralized data cleaning of bank credit registration consulting system, we completed the supplementary entry of more than 654.38+100000 pieces of relevant information in only half the time specified by the provincial bank, and participated in the data cleaning work of the provincial bank. This assessment is worth 3 points;

2. After receiving the Notice of Kazakhstan Central Sub-branch on Forwarding the Relevant Requirements for the Approval of Loan Issuance by the Head Office, the Bank will strictly implement the administrative approval system for loan issuance. The borrower shall first provide relevant card-handling materials, which shall be audited by the Legal Affairs Office of the People's Bank of China, and then submitted to the business department for acceptance. The loan card application process has been publicized. This assessment is worth 3 points;

3. From May 8 to the end of June this year, the bank carried out the centralized annual review of loan cards, and reported the relevant situation to Kazakhstan Central Sub-branch in mid-July. This work deserves 2 points;

4. In order to ensure that all corporate credit businesses of financial institutions are accurately entered into the bank credit registration consulting system, the Bank checks the credit data balance with financial institutions at the beginning of each month. If inconsistencies are found, we will find out the existing problems and correct them in time. This assessment is worth 3 points;

5. In order to ensure the confidentiality of enterprise information, our bank has defined the query scope in the data query of the credit registration consulting system, formulated relevant systems and strictly implemented them, and all information of system administrators and operators of financial institutions should be filed in PBOC. This assessment is worth 3 points;

6. The science and technology department backs up the data of the city bank management system every day, and ensures the smooth connection between the server and the provincial system network, and reports the data to the provincial system in time. This assessment is worth 3 points;

7. In the comprehensive upgrade of the bank credit registration and consultation system this year, according to the spirit of Document No.48 of the Head Office, the information in the city bank management subsystem and the loan card management subsystem was modified and supplemented. This assessment is worth 6 points;

8. Use the data information in the report subsystem of the People's Bank of China to make pie charts, analyze relevant information, and strengthen the early warning management of loan structure and credit risk. The evaluation value is 2 points;

Three, credit publicity and education work assessment standards

1. After receiving the document "Notice on Printing and Distributing the Education Scheme of Credit Information in the Province" (Ha Yinfa 152), we drew up the Work Scheme of Credit Information Management in qitaihe city, the Assessment System of Credit Information Management in 20XX, and the Key Points of Credit Information Publicity and Promotion in qitaihe city in 20XX, and reported them to Harbin Zhongzhi. The evaluation value is 2 points;

2. In order to expand the publicity of credit information, the bank organized financial institutions to hold the "Financial Credit Information Cup" men's basketball match in qitaihe city on June 18 and June 19, and donated money to help the poor in qitaihe city Central Branch of China People's Bank on August 17, and in Bank of China and KLOC-0/9 on September 2. This assessment is worth 6 points;

3. On September 12, a lecture on credit reporting was held for students of the municipal vocational and technical school, attended by more than 300 people. This assessment is worth 3 points;

4. On June 5438+1October 65438+May, the bank launched a credit investigation activity in the community, and launched a credit investigation knowledge publicity activity in qitaihe city Taobei Garden Club. On June 5438+1October 25, President Zhang Guiyun led a team to carry out credit information publicity in Longhu Coal Mine, and achieved good results. The evaluation value is 2 points;

5. In order to cooperate with the construction of personal credit information basic database, the bank launched qitaihe city Credit Information Publicity Week on June 5438+065438+1October 4-1. Publicize the knowledge of credit investigation to the general public, and continuously broadcast the public service advertisements of the head office's credit investigation in prime time on qitaihe city public channel from May to July this year, and held a training course on credit investigation management in Jixi City on June 15- 18. The professional quality of the trainees has been improved. The research article "Problems and Countermeasures in the Construction of Bank Credit Information Registration Consulting System" written by the Bank was published in the 3rd issue of Heilongjiang Financial Research, the Research on the Development Mode of China's Enterprise and Individual Credit Information Industry was published in the 35th issue of People's Head Office Financial Research Report, and the Problems and Countermeasures in the Current Credit Information System in China was published in the 4th issue of Shenyang Branch Financial Research Report. This assessment is worth 20 points;

Four, the credit market supervision and management assessment standards

1 Cooperate with the Propaganda Department of the Municipal Party Committee, broadcast public service advertisements for credit reporting on the municipal TV station, formulate the Implementation Plan for the Construction of Credit Reporting System in qitaihe city, communicate with the Municipal Real Estate Bureau and the Provident Fund Management Center for many times, and report relevant issues to Harbin Branch in time. This assessment is worth 5 points;

2. Investigated the basic situation of credit reporting institutions within its jurisdiction, and this assessment is worth 3 points.

Enterprise credit information self-inspection report 3 I. Time for self-inspection:

20xx65438+February 3 1

Second, the self-inspection personnel:

XXX，XX，XXXXX .

Third, the self-examination situation:

(1) Authorized management self-inspection.

1. If a bank credit officer needs to inquire about a customer's credit information for handling business, he will strictly follow the principle of "authorization first, then inquiry" and inquire about personal credit information within the scope of authorization;

2 because of the loan approval and query, the power of attorney and credit report should be managed together with the credit file; If the loan is not issued after inquiry, the power of attorney shall be kept in a special folder;

3. Inquiring about personal credit database due to "post-loan management" is authorized by the relevant person in charge who signed the "Registration Form for Inquiring about Personal Credit Database";

(2) Self-inspection of registration management

1. The query reasons recorded in the register are consistent with the real query reasons;

2. Establish a special register, improve the relevant elements of the credit inquiry register, and register in time after inquiry to avoid missing or wrong registration.

(3) Self-inspection of operation and management

1. The password of the bank's credit inquiry user is kept by a special person, and there is no "public * * * user";

2. There is no unauthorized investigation of other people's credit reports;

3. There is no case of inquiring about the credit report beyond the authorized scope;

4. Change the password of the inquirer regularly.

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