Legal analysis: The sale of market-oriented commercial housing can be mortgaged. For details, please consult the lending bank. The following properties that the debtor or a third party has the right to dispose of can be mortgaged:

(1) Buildings and other land attachments;

(2) Construction land use rights;

(3) Sea area use rights;

(4) Production equipment, raw materials, semi-finished products, and products;

(5) Buildings, ships, and aircraft under construction;

(6) Transportation tools;

(7) Other properties not prohibited from mortgage by laws and administrative regulations.

Legal basis: "People's Republic of China and Civil Code"

Article 394: To guarantee the performance of a debt, the debtor or a third party shall not transfer possession of the property , if the property is mortgaged to a creditor and the debtor fails to pay due debts or a situation occurs that realizes the mortgage rights as agreed by the parties, the creditor has the right to receive priority payment for the property.

The debtor or third party specified in the preceding paragraph is the mortgagor, the creditor is the mortgagee, and the property providing guarantee is the mortgaged property.

Article 395 The following properties that the debtor or a third party has the right to dispose of may be mortgaged:

(1) Buildings and other land attachments;

(2) Construction land use rights;

(3) Sea area use rights;

(4) Production equipment, raw materials, semi-finished products, and products;

(5) Buildings, ships, and aircraft under construction;

(6) Transportation tools;

(7) Other properties not prohibited from mortgage by laws and administrative regulations.

The mortgagor may mortgage the properties listed in the preceding paragraph together.

Article 425: In order to guarantee the performance of a debt, the debtor or a third party pledges its movables to the creditor for possession, and the debtor fails to perform the due debt or the circumstances agreed by the parties to realize the pledge occur. , the creditor has the right to receive priority payment for the movable property.

The debtor or third party specified in the preceding paragraph shall be the pledger, the creditor shall be the pledgee, and the movable property delivered shall be the pledged property.