1. How to calculate the appraisal fee of housing loan?
The appraisal fee of housing loan is calculated according to the progressive charging rate, in which the real estate assessment fee within 6,543.8+0,000 yuan is 0.42% of the total price, and the appraisal fee is calculated in two stages, one is 0.42% of 6,543.8+0,000 yuan, and the other is more than 6,543.8+. The appraisal fee is100 * 0.42 *+(400-100) * 0.3%, while the interest rate of 5-20 million yuan is 0. 12%, and the interest rate of 20-50 million yuan is 0.06% and 50,000.
Second, what fees should be paid for second-hand housing transactions?
1. Taxes payable by the buyer
Including deed tax, transaction service fee, transaction stamp duty, property right transfer registration fee, etc. The deed tax rate is 65,438+0.5-3% of the appraised price of real estate, in which the deed tax of residential property within 65,438+044 square meters is 65,438+0.5% of the appraised price, and the deed tax of residential property and commercial and residential buildings above 65,438+044 square meters is 3% of the appraised price. Transaction service fee = construction area *3 yuan, transaction stamp duty = appraisal price *0.05%, and property right transfer registration fee 50 yuan.
2. Taxes and fees payable by the seller
Including transaction service fee per square meter of 3 yuan, transaction stamp duty of 0.05% of the appraised price, second-hand house transaction tax 65438+ 0% of the appraised price, appraisal fee, personal income tax 65438+ 0% of the appraised price, value-added tax 5.5%, additional tax, etc. Among them, personal income tax and value-added tax can be exempted under relevant conditions. For example, a family of five can be exempted from personal income tax if there is only one property.
Editor's summary: The above is an introduction on how to calculate the housing loan evaluation fee. I hope what Bian Xiao shared can give you some reference. If you want to know more about it, you can pay attention to our Qijia. Com information.