1. Deposit services: including demand deposits, time deposits, savings deposits, etc. Customers can deposit their idle funds in the bank to earn interest income.

2. Loan business: including personal consumption loans, housing loans, car loans, etc. Customers can apply for loans from banks to purchase goods or meet other consumer needs.

3. Credit card business: Credit cards issued by banks allow customers to make consumption payments and enjoy a certain credit line and interest-free repayment period.

4. Payment and settlement services: including bank card payment, online payment, mobile payment, etc. Customers can make various payments and transfers through bank accounts.

5. wealth management business: banks provide various wealth management products, such as funds, insurance, stocks, etc. customers can choose investment products according to their own needs to obtain income.