A loan intermediary contract is legal if it meets the requirements for the contract to be effective and has no statutory invalidity.

The legal conditions of the loan business intermediary contract are as follows:

1. Natural persons aged 18-65 years old;

2. The actual age of the borrower plus the loan application The term should not exceed 70 years old;

3. Have a stable career, stable income, and the ability to repay the principal and interest of the loan on time;

4. Have good credit and no bad records;

5. Other conditions specified by the bank.

Notes on loan intermediary contracts:

1. Contract name;

2. Legality of intermediary services;

3. Contract Relevant entities;

4. Type of intermediary;

5. Content of intermediary services;

6. Matters related to the conclusion of the contract;

7. Intermediary remuneration;

8. Liability for breach of contract.

To sum up, there are no relevant legal restrictions on the maximum charging standards for loan intermediary contracts, and they are generally negotiated by the parties to the contract. The loan intermediary contract is not illegal. As long as it is concluded in accordance with the law, it has legal effect. The loan intermediary contract is also a form of intermediary contract.

Legal basis:

Article 465 of the "People's Republic of China and Civil Code"

A contract established in accordance with the law shall be protected by law. A contract established in accordance with the law is only legally binding on the parties, unless otherwise provided by law.

Article 502

A contract established in accordance with the law shall take effect from the time of its establishment, unless otherwise provided by law or otherwise agreed upon by the parties. In accordance with the provisions of laws and administrative regulations, if the contract should be subject to approval and other procedures, the provisions shall be followed.

Article 506

The following exemption clauses in the contract are invalid:

(1) Causing personal injury to the other party;

(2) Causing property losses to the other party due to intention or gross negligence.

Article 961

An intermediary contract is a contract in which the intermediary reports to the client the opportunity to conclude a contract or provides intermediary services for concluding a contract, and the client pays remuneration.

Article 962

The intermediary shall truthfully report to the client matters concerning the conclusion of the contract. If an intermediary deliberately conceals important facts related to the conclusion of a contract or provides false information, thereby harming the interests of the client, it shall not request payment of remuneration and shall bear liability for compensation.