Does the subject want to ask "what is the credit loan interest rate of Nanjing Bank in 2023"? 4.35 percent. According to the data of Nanjing Fortune Network, the loan interest rate is 4.35% within one year, 4.75% for medium and long-term loans from one to five years, 4.9% for loans over five years, 2.6% for provident fund loans under five years and 3. 1% for loans over five years.