Hello, the loan process of Yantai Provident Fund is as follows: 1. After the borrower prepares the loan materials, he will go to the housing provident fund management institution for approval; 2. For the loan approved by the housing provident fund management institution, the borrower shall go through the relevant formalities (such as signing a loan contract, etc.). ) With the Notice of Entrusting Personal Housing Provident Fund Loan, it will be handled in the city center, and the bank will inform the borrower to go to the branch to handle the relevant formalities; 3. Entrust the bank to sort out the materials and go through the mortgage pledge formalities at the real estate transaction department (hint: the borrower needs to put on record before purchasing the commercial housing auction house; If you buy an existing house, you need a real estate license; If you buy a second-hand house, you need the borrower to cooperate with the real estate transaction department to handle the mortgage loan).