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How did the bank loan officer get a commission?

1. How does the bank loan officer get a commission

The loan is paid according to the repayment amount, which means that the salary composition of the loan officer is related to the amount of the customer's repayment. Generally speaking, the loan withdrawal point is basically controlled between 2 and 4 points, and this withdrawal point is deducted from the lender's loan amount in advance. However, it depends on the regulations of the lending institution how to deduct the commission from the loan amount. The calculation standard and salary structure of each bank are different. You can look at the labor contract signed when you join the company, which should be indicated above. First, the work content of the loan officer announces the types, term, interest rate and conditions of operating loans, and provides consulting services; Guide to fill in loan application forms, help to handle loan applications and other businesses, and assist relevant personnel and departments to evaluate the credit rating of borrowers; Investigate the legality of the borrower and other factors, verify the situation of collateral, pledge and guarantor, and measure the loan risk; Reply to the loan application, sign a loan, guarantee contract or go through notarization procedures; Issuing loans, tracking, investigating and checking the borrower's execution of the contract and operation; Send a notice of repayment of principal and interest to urge the borrower to repay the loan; Send a collection notice to collect overdue loan principal and interest; Collect relevant information and assist borrowers who have not fulfilled the repayment of principal and interest by relevant departments; Second, the income is calculated according to the performance, and the general monthly basic salary is about 2, yuan. The assessment system of different banks is different, and the income of loan officers is very different. Generally, the monthly deposit is 1 million, and the annual income is about 7 thousand. If the monthly deposit exceeds 3 million, the annual income is basically guaranteed to be above 1 thousand. [1] The annual salary of ordinary bank loan officers: It is not so high for newcomers to the bank, generally around 6,, which is a good figure for newcomers. Banks can be roughly divided into three categories: state-owned banks, joint-stock banks and foreign-funded banks. The income ranking of these three categories is: joint-stock banks >; State-owned banks > Foreign banks. Under the modern economic model, loan officers play an increasingly important role as a bridge, which is the link between enterprises and other commercial institutions and banks. Loan officers help potential customers to apply for loans by looking for them.

second, how much is the commission of the 1 million salesman who helps the loan?

generally speaking, the loan commission of 1 million yuan is not fixed. Usually, it is about p>1 yuan for loan assistance. If it is at the end of the year, or at other assessment time points, the commission will increase, and there are other excess rewards, up to 3 yuan for loan assistance. However, the term and business types of the loan will also be considered. The higher the commission most lacking in general banks

Third, how can the loan salesman get the commission?

Now many people on the Internet ask questions, which are entirely based on the IQ of the person who answers the questions.

Fourth, how do bank loan officers get a commission according to the amount of money returned?

That is to say, the salary composition of loan officers is related to the amount of money returned by customers. Generally speaking, the loan is basically controlled by the loan amount of the lender, and how to get a commission depends on the regulations of the lending institution. The calculation standard and salary structure of each bank are different, so you can look at it when you join the company. Guide to fill in the loan application, help to apply for a loan and its personnel and departments to evaluate the borrower's credit rating, verify the collateral, pledge and guarantor, determine the loan risk, sign a loan, guarantee contract or go through notarization procedures; Issuing loans, tracking investigation and inspection; Send a notice of repayment of principal and interest, send a notice of collection, and collect overdue loan principal and interest; Collect relevant information and assist borrowers who have not fulfilled the repayment of principal and interest by relevant departments;

II. Income

The income by industry is about 2, yuan. The assessment system of different banks is different, and the income of loan officers is very different. Generally, the monthly deposit is about 1 million. If the monthly deposit exceeds 3 million, the annual income is basically guaranteed to be above 1,. [1] Ordinary banks are not so high, generally around 6,. For newcomers, this is a good digital bank, joint-stock banks and foreign banks. The income rankings of these three types are: joint-stock banks >; State-owned banks > Foreign banks.

under the modern economic model, loan officers are playing an increasingly important role as a bridge, which is the link between enterprises and other commercial institutions and banks. Loan officers help potential customers to apply for loans by looking for them.