You can apply for a loan. Although the credit card has been overdue for 7 times, it is overdue for no more than 60 days each time, which means that the negative impact on the credit record is relatively small.

Detailed description:

1. Credit card overdue times: the phenomenon of overdue for 7 times indicates that there is a certain delay in repayment.

2. Overdue for no more than 60 days: each overdue for no more than 60 days means that the repayment delay time is relatively short and the impact on credit history is limited.

3. Loan application: Although overdue will have a certain negative impact on the credit score, it is still possible to successfully apply for a loan as long as other credit indicators are good, such as stable income and no other serious bad credit records.

Summary:

Credit card records that are overdue for 7 times and not more than 60 days each time have relatively little impact on loan applications. However, the loan application still needs to consider other factors, such as personal income, credit history and loan amount.

Extended data:

Credit record is one of the important bases for financial institutions to evaluate personal credit status. Overdue behavior will have a negative impact on the credit score and reduce the credit rating. However, when the number and number of overdue days are small, the impact on the credit score is relatively small.