First of all, you need to prepare materials, such as your own loan application, your ID card, household registration book, income certificate, marital status certificate and so on.

② After preparing the materials, go to the bank to apply. When applying for a loan, you need to fill in the loan application form and submit the prepared materials to the bank for review.

(3) Next, the bank will review the loan. The general bank will entrust a law firm to conduct a preliminary examination of customers. If it meets the requirements, the bank will conduct the final loan approval. If the audit fails, the bank will return the relevant information of the customer and the relevant fees charged.

(4) If there is no problem with the audit, then the next step is to go through relevant legal procedures. In addition to signing the contract, the customer also needs to go through legal procedures. For example, popular science needs to register the mortgage of collateral in the bank and put it on record at the same time.

⑤ Only when all the above are done can the bank issue loans, usually in accordance with the amount stipulated in the contract within the specified time.

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