1. If the loan is applied by normal procedures, after the loan is approved, there will be a loan receipt signing procedure (in sextuplicate). As long as you don't sign, you can't issue loans, and the loan issuance process naturally ends.

2. If the loan is under approval, you can apply to the account manager to terminate the loan approval process.

3. If the loan has been paid in place, you can only make preparations for early repayment, but it will take one year, otherwise there will be liquidated damages and handling fees.