Legal analysis: the car purchased by the husband and wife with a loan before marriage should be regarded as their personal property. If both parties jointly repay after marriage, the part of the joint repayment shall be regarded as the joint property of husband and wife. According to the relevant laws and regulations of our country, the following property is the personal property of one spouse: 1, the property of one spouse before marriage; 2. Compensation or compensation obtained by one party for personal injury; 3. Property that belongs to only one party is determined in the will or gift contract; 4. Daily necessities for one party; 5. Other property that should be owned by one party.

Legal basis: Article 1063 of the Civil Code of People's Republic of China (PRC) (hereinafter referred to as "Civil Code"), and the following property is the personal property of one spouse: 1. Pre-marital property of one spouse; 2. Compensation or compensation obtained by one party for personal injury; Three, the will or gift contract determines that the property belongs to only one party; Fourth, one party's special daily necessities; 5. Other property that should belong to one party.