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Real Estate Certificate Cancellation Mortgage Process

Legal analysis: What are the procedures for canceling real estate mortgages:

1. Land and house ownership certificate;

2. Real estate transaction contract application form;

3. Both parties provide 2 original copies of the original real estate mortgage contract;

4. Written proof that the mortgagee agrees to terminate the mortgage relationship, or 1 original document of a judicial ruling canceling the mortgage;

5. If it is an organization, provide the legal person registration certificate (business license, agency, institutional legal person registration certificate, etc.) or documents authorizing registration, the legal representative's power of attorney and the agent's identity certificate. Original copies will be accepted 1 share.

Legal basis: Article 35 of the "Urban Real Estate Mortgage Management Measures" When the mortgage contract is changed or the mortgage relationship is terminated, the mortgage party shall go to the original registration authority within 15 days from the date of change or termination. Change or cancel mortgage registration. If the land use rights and ownership of land buildings and other attachments are obtained due to the legal disposal of mortgaged real estate, the mortgage party shall apply to the real estate management department of the local people's government at or above the county level to register the transfer of house ownership within 30 days from the date when the disposal takes effect. And apply for land use right change registration with the land management department of the people's government at the same level with the changed house ownership certificate.