According to today's headline data, the loan of the bank consumer finance center will not be interest-free, but the cardholder needs to apply to the bank in person, which is often said to negotiate with the bank for repayment. If the bank agrees, it will reduce or directly charge interest.
Generally, negotiated repayment can only be negotiated after it is overdue. The key point is that if the repayment cannot be made due to force majeure factors, such as natural disasters and man-made disasters, which are unpredictable, inevitable and insurmountable, the bank will only agree to negotiate if it provides proof of poverty and family income. It should be noted that if there is not enough reason to get the bank's approval, the negotiated repayment will generally be rejected by the bank.