2. Look at the house on the spot. The staff of the intermediary company will contact the landlord to let the buyers see the house on the spot after determining the house that the buyers are interested in. At this time, they should carefully check the specific situation of the house.
3. Property right investigation. When a house is confirmed, it is necessary to investigate all the documents of the seller, including his ID card and real estate license, to see if he owns the house.
4. Sign the contract. When all the investigation work is finished, we will enter the link of signing the contract. At this time, it will be decided whether to pay in full or to bank mortgage to buy a house. Pay attention to whether the contract matters are consistent with the details discussed before.
5. mortgage loan. It's time to apply for a loan from the bank. You can handle it yourself or give it to an intermediary.
6. transfer. At this point, the seller will be required to transfer ownership. Issues such as taxes and fees agreed by both parties will be completed together at this time. Of course, it's time to pay the down payment.
7. Bank loans. After passing the audit, the bank will start to issue loans, and of course it is time for us to repay the bank monthly. Get a new certificate, hand over the house, inspect the house and move in.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 595 A sales contract is a contract in which the seller transfers the ownership of the subject matter to the buyer and the buyer pays the price.
Article 596 The contents of a sales contract generally include terms such as name, quantity, quality, price, time limit for performance, place and method of performance, packing method, inspection standard and method, settlement method, contract terms and their effects.