People with criminal records can also apply for loans from banks. Bank loan approval mainly checks whether the personal credit record is good. As long as the applicant has no problem with his personal credit and meets the requirements of the lending bank, he can apply for a loan. The law does not stipulate that people with criminal records cannot apply for loans. People with criminal records can apply for loans from banks according to normal procedures like everyone else. The above is the relevant content of whether I can apply for a loan if I have a criminal record. Required conditions for bank loans

1. Be over 18 years old and be a person with full capacity;

2. Have a local household registration and fixed residence, Have a valid identity document;

3. Have a legitimate job and stable economic income, have good personal credit, and be able to ensure the timely repayment of loan principal and interest;

4. Be able to provide documents recognized by the lending bank Property mortgage, pledge or third-party guarantee;

5. Indicate the reasonable and legal purpose of the loan and provide relevant proof.

This article mainly writes about the relevant knowledge points of whether it is possible to apply for a loan if you have a criminal record. The content is for reference only.