Personal loans in Bank of Ningbo are not difficult. As long as you meet the loan conditions, you can apply for a loan in Bank of Ningbo. Taking Bank of Ningbo personal pledge loan as an example, it meets the following conditions:

1, with People's Republic of China (PRC) nationality; ?

2. Be at least 18 years old and have full capacity for civil conduct, and be under 65 years old when the loan expires, and have full capacity for civil conduct; ?

3, stable occupation, with the ability to repay the loan principal and interest on schedule; ?

4. Have a legal and valid identity certificate and a fixed residence; ?

5. Good credit status; ?

6. Provide effective pledge recognized by the bank; ?

7. Meet other conditions stipulated by the bank.

Extended data:

Interim Measures for the Administration of Personal Loans Article 13 After accepting the borrower's loan application, the lender shall fulfill the obligation of diligence, investigate and verify the authenticity, accuracy and completeness of the personal loan application content and related information, and form an investigation and evaluation opinion. ?

Article 14 The loan investigation includes but is not limited to the following contents:

(1) Basic information of the borrower;

(2) the income of the borrower;

③ loan purpose;

The repayment source, repayment ability and repayment method of the borrower;

(5) Guarantor's willingness to guarantee, ability to guarantee, value of collateral and liquidity.

Bank of Ningbo-Personal Pledged Loan