What kind of lending platform is formal? 1, financing immediately. Instant finance is a reliable loan service platform, and its influence on 20 18 has been very great. Loans for instant financing include instant installment and instant loans. Once rejected, it is usually because the accounts overlap. Generally speaking, the auditing standards of Instant Finance and EasyFlower are different. EasyFlower also needs sesame credit sub-authorization, and now only more than 650 users can apply.
2. BOC Consumer Finance. BOC Consumer Finance is a lending platform owned by Bank of China, which is relatively reliable. There are many online loans under BOC Consumer Finance, such as BOC Consumer Wallet. Bank of China's key application qualifications for consumer finance: age requirement 18 or above, and banks have their own identity documents, credit cards and mobile phone numbers; Good credit and so on.
3. Recruit the financial industry. There are China Merchants Bank and China Unicom in Zhaolian financial industry, because it is more reliable. The main product of Zhaolian financial industry is a good-term loan, with a credit line of less than 200,000, and the application threshold is not high. When the user has finished all the applications, it will go to the review link of 1-2 working days when it is too late. In this process, the consumption installment or loan in Zhaolian Financial APP will show that the credit line has not been challenged or audited.
4.JD。 COM's financial industry. JD。 COM's financial industry is a reliable loan service platform, JD.COM IOUs and Gold owned by JD.COM. COM's financial industry can meet the needs of online shopping and cash withdrawal. The installment interest rate of JD.COM JD.COM IOU loan is 0.5%/ month. That is to say, the interest rate of the third period selected by the user is 1.5%, while the interest rate of 12 period is 6%. If you don't pay by installment, you won't get the fee. If you don't pay back many times, you will get 0.03% of the contract penalty every day.
5. Alipay borrows money
Alipay is a loan platform under Ant Financial, relying on Alipay wallet. Therefore, it is also very trustworthy and secure, and its own funds are quite reliable. Want to apply for Alipay loan, sesame score above 600. Loans ranging from 65,438+0,000 to 300,000 can be provided. For it, the loan interest is very low, with a daily interest of 0.045%.
6360 IOUs
360 IOU is a personal micro-credit platform of 360 financial industry, and it is also very reliable. It is based on 360 big data technology to evaluate customers' personal credit, and then provide users with consumer loan services according to the evaluation results. Its credit line is about 500,000 to 200,000, and the annual interest rate is at least 0.05%.
7. WeChat micro-loan
Wechat micro-loan is a consumer loan product launched by Weizhong Bank for users of WeChat and qq on mobile phones. Weizhong Bank is the first online bank in China, and it is also very reliable. However, it should be noted that WeChat micro-loan adopts the user invitation system. If you can see the "WeChat micro-loan" channel in qq wallet or WeChat wallet on your mobile phone, you can do it. Its maximum credit line is 300,000, and the annual interest rate is 0.02%-0.05%.