The interest on student loans during school is subsidized by the state, that is to say, the interest generated by student loans is not borne by students during school.

Interest will be 4.35% from September 1 day after graduation.

Interest bearing.

32,000× 4.35% =1.392 yuan.

After graduation, this interest is borne by the students themselves.

This is within six months. If the repayment period exceeds 6 months, the interest will be raised a little.

Details can be found in official website.