As far as I know, the maximum amount is 65438+ ten thousand. Some netizens said that they have raised the amount to 200,000. The details are uncertain, but what you can know is that the loan amount is unstable. Maybe your amount is 50,000 this month, and it will become 654.38+ 10,000 next month. According to you
If it is not used well, it may even be
Cause analysis of loan closure/freezing/freezing
Alipay's loan amount is subject to Alipay Sesame Credit, ranging from1000-50,000 yuan according to the score.
"Ant borrows money" is the daily interest, and the daily interest of borrowing money is also the same day, and the interest of borrowing money for one day.
You can't increase the loan amount manually, but you can increase the loan amount by increasing the sesame credit score. If you want to improve sesame credit score, you need to make good records, make more friends with good credit, pay water, electricity and coal on time, and don't add items to others. There is a way to follow. This kind of Alipay loan is similar, so Bridgette is also a reference. Second, what is the general loan amount?
The loan amount of Ant Loan ranges from 1 1,000 to 300,000, and you can only apply if the sesame credit score reaches 600. The initial amount of ant borrowing depends on the sesame credit score and personal credit information of Alipay users. Generally, the initial application amount is between 1000- 10000 yuan. If the user's credit score is high, and he has used Alipay products such as Bai Hua and Yu 'ebao for a long time, and his credit is good, then he can get a line of more than 10000 yuan. Often use ant lending and Alipay, and the system will automatically adjust the quota.
Third, how much can an ant borrow at most?
Whether the flower shop and the loan shop allow and the amount will be comprehensively evaluated according to your account situation, and the deposit and withdrawal amount will change in real time. Whether it can be opened and the amount are subject to the page display.
Tips: Please don't trust any online services that provide flowers, borrow money and raise funds. Be careful not to be cheated.
Introduction of flower buds
Flower Garden is a consumer credit product launched by Ant Microfinance, a subsidiary of Ant Financial. Users can use the flower garden quota when spending and enjoy the shopping experience of "spending first, then paying". Product features:
1. Purchase in the current month and repay next month (except for some specific categories such as taobao travel, recharge and movie tickets, Taobao Tmall will repay next month after confirming receipt, and repay next month after placing an order for payment in other platforms).
2. Consumption quota shopping (if the flower buds are purchased by stages, the buyer will bear the specified fee according to the rate set by the merchant).
3, convenient repayment, support Alipay automatic repayment.
Repayment related
1, billing date: this date is the billing date of Bai Hua. The billing date of the current month's bill (summarizing consumption details and expense details) issued by 1 every month is fixed and cannot be modified temporarily.
2. Repayment date: this date is the final repayment time agreed by Bai Hua in the agreement. If the repayment is made beyond this date, a certain overdue fee will be charged, which may have an impact on the credit information of the People's Bank of China.
3. The bookkeeping date in Bai Hua is 1 every month, and the repayment date is 10 on the 9th of every month. Please follow the instructions on the page.
Borrow introduction
Ant Borrowing is a personal consumption loan service launched by Ali Xiaoyu, a subsidiary of Ant Financial, which can meet your demand for funds. When borrowing money, you can choose to lend money to Alipay account and bound bank card.
Borrow and open
Regardless of whether the ant loan can be opened or not, the system will comprehensively evaluate your account usage.
Operation path:
Alipay client, click on My-Ant Borrow, and try to open it.
If the entrance to the loan cannot be found, or the application fails, it means that the account does not meet the loan conditions at present. Please keep it in good condition, and the system will evaluate it from time to time.
4. How much can Alipay borrow?
Alipay loan is a loan service of Alipay, and a certain loan amount is given according to different sesame credit scores of individuals. Since it is a loan service, the problem is coming. How much can Alipay borrow? Sesame score above 600: 1000-50000 yuan loan is an online loan service of AliPay, and the threshold for application is sesame score above 600. According to different scores, the loan amount that users can apply for ranges from 1000-50000 yuan. As a loan service, interest needs to be calculated. The longest repayment period is 65,438+02 months, and the expected annualized interest rate on the loan day will be repaid with the loan. The annual interest rate of 1 000 yuan is about 92 yuan. If your Alipay sesame score is above 600, the loan amount that users can apply for ranges from 1000 yuan to 50,000 yuan, mainly based on the sesame credit score. You can use mobile phone Alipay to check. Sesame score above 700: the maximum loan is 60,000 yuan. In addition, users with sesame scores above 700 can apply for a "good-term loan" with a loan amount of 2000- 1 10,000 yuan. The loan term is divided into 3 months, 6 months and 65,438+02 months, and the loan can be repaid at any time, with monthly interest. The repayment method is equal principal and interest. In other words, if Alipay sesame score is above 700 points, you can borrow up to 60,000 yuan on Alipay.