What are the loan skills?
1. Make full preparations before lending.
Know yourself and know yourself, and you will win every battle. Before borrowing money, carefully understand the loan requirements and prepare the corresponding information according to the loan requirements to ensure that there is something missing. Instead of asking for nothing, filling in everything and taking a chance, the chances of passing are much smaller.
2. The mobile phone number must be true.
At present, almost all credit products need mobile phone number to register, so when lending, we must first ensure that the mobile phone number we use is authenticated by real name. Moreover, the longer the mobile phone number is used, the better. The more the mobile phone charges, the less the arrears. If it is really a new phone number, at least make sure that it has been used for more than 3 months and there is no record of arrears. Remember, don't buy a mobile phone number on a treasure for a loan.
3. Pay attention to the authority of loan APP.
Many loan apps will open many permissions of the mobile phone by default, especially the Android loan app. Some permissions that do not affect the app application should be closed as much as possible, especially the address book and SMS. Although some loan apps do not have a clear reminder, they will use the obtained address book and SMS as the basis for reviewing loans. If there is sensitive information about bank dunning, loan intermediaries and other lending channels, the success rate of loans will be greatly reduced.
4. Unit information filling skills
Fill in the company information must be true, the company address must be found online, and the company phone can be connected. Fill in the position and income match. Higher income is conducive to increasing the loan amount, but it should not be too outrageous. The unit is the best "package". Institutions, state-owned enterprises and famous enterprises have higher loan quotas, but they need to keep their telephone numbers to prove that they work here. If you need money badly and can "package" yourself, that's fine.
5. Supply rated certification materials
If the personal qualification is not excellent, but there are accounts with higher grades and scores such as Taobao, JD.COM and Weibo, some products can authorize these accounts to assist in the audit and obtain a higher loan amount. Especially Alipay's sesame credit score, many loan products can only get credit lines if the sesame credit score is higher. Taobao and JD.COM basically have real-name authentication, so you must ensure that it is your own account when supplying. Weibo's real-name authentication has not been popularized. You can borrow a big V account to prove it.