Real economy loans include: what is a real economy loan? Bank credit supports the development of individual economy and plays an important role in invigorating urban and rural economy, improving ownership structure, expanding employment opportunities and meeting people's living needs. At present, the loan desire of urban individual economy is the loan that banks need to solve the liquidity in the production and operation of urban individual economy and the lack of funds to buy necessary small equipment and facilities. Banks give priority to self-financing, supplemented by credit support, and support the development of individual economy in a planned way based on the principles of differentiated treatment of loans in the real economy, preferential support, repayment at maturity, active guidance, enthusiastic help, appropriate support and intensive operation ~