According to the bank's mortgage interest rate of 4.9% in the same period, the repayment amount of average capital repayment method is decreasing month by month. Divide the principal of 600,000 yuan by 10 year, and the monthly principal payment is 600,000 yuan divided by 120 months, which is equal to 5,000 yuan. The interest generated in one year is 29,400 yuan, the total interest in 10 year is 294,000 yuan, and the interest paid in the first month is 40 yuan.