The annual interest rate is 5.6%, 50,000 yuan, and the annual interest should be 50,000 * 5.6% = 2,800 yuan. Interest calculation formula: interest = principal × interest rate × time; If the life span is 50,000, the interest = 50,000 x 0.35%(20 18 central bank benchmark current interest rate) x 1 = 175 yuan; If 50,000 yuan is deposited in fixed term 1 year, the interest = 50,000×1.5% (2018 central bank's one-year fixed benchmark interest rate )×1= 750 yuan. And so on.

What is the annualized interest rate?

Annualized interest rate refers to the interest rate discounted to the whole year through the inherent rate of return of products. Calculation method: Assuming that the income period of a wealth management product is one year and the rate of return is B, then the annualized interest rate R and the annualized interest rate of the loan should be calculated according to the ratio of all loan fees charged by the borrower to the actual loan principal, and converted into an annualized form. The annualized loan interest rate can be calculated by compound interest or simple interest method: compound interest is calculated by internal rate of return; If the simple interest calculation method is adopted, it should be explained that it is simple interest.

② annualized interest rate and annual interest rate

The annual interest rate is the annual interest rate, which is simply the ratio of the actual interest to the principal after we have saved money for one year. If your principal is 10000 yuan and the annual interest rate is 4%, then the interest earned after 1 year is 400 yuan. Annualized interest rate refers to the interest rate discounted to the whole year through the inherent rate of return of products. The annualized interest rate is the annualized display of short-term income. It converts the current interest rate (daily interest rate, monthly interest rate) into annual interest rate, assuming that our investment period is the income we will get after one year. This is an estimated rate of return. The annualized interest rate will be equal to the annual interest rate only if the future income remains unchanged. However, annualized income tends to fluctuate.

What is the bank interest rate?

A, the bank interest rate, also known as interest rate, indicates the ratio of interest to principal in a certain period, expressed as a percentage.

B formula: interest rate = interest/principal * 100%.

C. Generally speaking, interest rates are expressed in terms of annual interest rate, monthly interest rate and daily interest rate according to the standard of measurement term. Interest rate can be divided into deposit interest rate and loan interest rate according to the different economic relations attached to it.