If you don't need a household registration book to buy a car in full, you can provide an ID card. If you buy a car with a loan, you should use the household registration book when handling the loan business, and also provide ID cards, housing certificates, income certificates and other materials.

Buying a car by mortgage means that the borrower who applies for buying a car pays part of the down payment first, and the lender issues loans to the buyer in installments for the rest. Application conditions:

1, with valid identification and full capacity for civil conduct;

2. Can provide a fixed and detailed address certificate;

3. Have a stable occupation and the ability to repay the loan principal and interest on schedule;

4. Personal social credit is good;

5. Holding a car purchase contract or agreement approved by the lender;

6. Other conditions stipulated by the Cooperation Organization.

Buying a car process:

1. Lead customers to choose cars at the bank's special dealers and sign car purchase agreements or contracts;

2. The borrower applies to the loan bank for personal automobile mortgage;

3. Sign the contract with the consent of the investigation;

4. Go through the formalities of notarization and mortgage of automobiles;

5. Lenders (banks) handle loans;

6. After the loan is paid off, the lender (bank) cancels the pledge certificate and returns it to the customer.

Application materials for mortgage car purchase:

1, the original ID card, residence booklet or other valid proof of residence, and provide its copy;

2. Proof of occupation and economic income;

3 car purchase agreement, contract or letter of intent signed with the dealer;

4. Other documents required by the Cooperation Organization.

legal ground

Measures for the administration of automobile sales

Article 5 Suppliers and dealers selling automobiles in China shall establish and improve the automobile sales and after-sales service system, ensure the supply of corresponding accessories, provide timely and effective after-sales service, strictly abide by the provisions on "three guarantees" and recall of household automobile products, and protect the legitimate rights and interests of consumers. Article 11 Dealers shall clearly indicate the after-sales service policies such as quality assurance and warranty service that consumers need to know in their business premises, and dealers selling household automobile products shall also clearly indicate the "three guarantees" information of household automobile products in their business premises.