At present, banks that can make secondary loans are: China Merchants Bank, Industrial and Commercial Bank, Jiangsu Bank, Minsheng Bank, Ping An Bank, Industrial Bank, etc. The second loan generally refers to two mortgages, which means that if the borrower's property has been mortgaged in the bank and is still being repaid, and the borrower wants to apply for a mortgage loan again, it is not necessary to pay off the debt in advance.